Merchant Business Loan

What is Merchant Business Loan?

A strategic business funding solution that offers funds upfront to merchants that accepts card payments of NETS, credit card and/or debit card sales transactions to provide them with liquidity for their business growth or expansion plans.

Gremio Capital offers up to S$1,000,000 to local SMEs.

Merchant Business Loan (MBL) is a structured short-term loan based on weekly repayment schedule. An MBL would be right for your business if:
  • Your business accepts NETS, credit and/or debit card payments such as Visa, Master and Amex
  • You do not want to pay daily minimums
  • Your business has a retail space (for example Restaurants, Supermarkets)
>>  Key Features and Benefits
  • Enjoy fast approval in 2 working days*
  • Offers lump sum disbursement of funds upfront
  • No collateral required
  • Hassle free regular repayment schedule & amount in place
  • No impact on credit standing
  • Enhance cash flow management for business operations
  • Be rewarded for prompt payments
Terms & conditions apply
*Upon receipt of complete documentation
>>  Eligibility
  • Applicable for Limited Liability Partnership or Private Limited Company
  • Company must have at least 51% local shareholding and be held by Singapore Citizen or Permanent Resident
  • Company must have a retail space in Singapore
  • Company must obtain their NETS, credit and/or debit card payments such as Visa, Master and Amex payment terminals from any of the local banks in Singapore for at least 6 months.
  • Have a registered business address incorporated in Singapore
  • Business established & in operations for a minimum period of 6 months
  • Principal guarantor(s) must be Singaporean or Singapore Permanent Resident, and aged 21 & above

Application Process

Read the Latest Testimonials from Our Dedicated Customers

We requested additional funds from Gremio Capital and have the chance to inject extra working capital into our Company. The flexibility of the business loan allows us to draw down on funds available which is quick and easy. 
We have enjoyed the support by Gremio Capital.

     Mr Tan
     Director, Car Services
The loan application has helped us to boost our working capital. What surprised us is the flexibility even at the point of signing the contract. Thumbs up!


     Mr Alan
     Director, Entertainment Industry

“We have been successfully conferred the Promising SME 500 2015 recognition.”

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Address : 1 Pemimpin Drive #03-06
One Pemimpin Singapore 576151
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